The reasons for financing without credit rating are manifold. Even if these entries are not always up to date or reflect the actual credit rating. Of course, there are many other reasons that make a loan without credit rating necessary. The creditworthiness is assessed primarily on the basis of the receipts and receipts submitted by the applicant. This means that this entry in the credit rating file has no influence on the calculated score and thus on the creditworthiness of the consumer.
The foreign loan without refund of kickbacks
Before the lending by the German credit institutions, a credit rating information is obtained in addition to the preparation of the income and expenditure account. Loans that are not forwarded to the Federal Financial Supervisory Authority usually lead to a foreign loan. Only foreign credit institutions, mainly from Switzerland, give in to the search for information from the company. Certainly credit rating is an important institution for the protection of creditors.
All customer data that is responsible for credit notes or open invoices at the mail order company is stored here. In addition, there are layoffs, letters of formal notice, divorce proceedings and bankruptcy in the credit rating. In addition to credit institutions, the company’s contract partners include companies, service companies and telecommunications companies. Especially for the bank, the show offers informative and binding information for the bank.
Conspicuous features in the customer profile point to the bad payment behavior of the client and there is a credit refusal. For credit seekers with a low credit rating, there is the foreign loan without additional deposit. Not only consumers with a bad credit rating are interested in a foreign loan without submission of credit rating’s submission, but also consumers who can prove a good creditworthiness are looking for a foreign loan without submission of the submission of credit rating’s submission.
The consumer wants to avoid that a loan with a no-draft loan is forwarded to the foundation because he plans a big investment in the future, for example a living space. The lender can not see the loan through the foreign loan and gets the best possible return on his construction loan. Non-generated loans from abroad are made public via the internet and in the mass media.
In colloquial terms, they are also referred to as Swiss loans, since the money comes mainly from Switzerland. The Swiss loans, or in the past also household loans, have been around for decades. However, the commitments made in the advertisements, such as loans up to EUR 100,000 or similar, can not be met.
The foreign loans without the Swiss National Bank have fixed loan amounts and fixed terms.
Even loans without a salary certificate or similar, everything is noise and haze. There are no banks around the world that do not give a pledge. For this bank, the credit check is always the same. For example, if you have a balance of over € 3,500, you must earn € 80 above the exemption limit.
In the case of a foreign loan without own financing there are only two loan amounts, 3,500 EUR or 5,000 EUR. Foreign banks also require the state debt register. If there is a note, eg an affidavit, the loan will be rejected. There is no entry to the Shufa. That is, if you like, an anonymous loan from which the employee does not notice.
In Switzerland, however, there are such institutions that manage with a higher interest rate. However, anyone who does not apply for a loan and needs it urgently does not pay any attention to it and pays the slightly higher interest rates. The application for a foreign credit without own house bank takes place exclusively over a credit agency. If you still want to apply for a loan from the credit institution, you have to raise an effective annual interest rate of 11.62% for a loan of EUR 3,500.
A credit without creation can always be earned in 40 equal monthly installments. With a credit of 3,500 EUR 105,95 EUR per month will be kept. The total refund is 4.238 EUR. Starting with a loan of 5,000 EUR, the annual percentage rate is 11.61%. The monthly amount is 151,35 EUR, the total amount of the loan is 6,054 EUR.
For a loan of EUR 5,000, an individual must have a net income of EUR 1,600.
A loan of EUR 3,500 requires a monthly net income of EUR 1,130. If a foreign loan agreement is required in advance without submitting the commission of a credit intermediary, the borrower can assume that it is a dubious brokerage activity.